The purpose of this study is to investigate some related factors which influence subjective economic well-being of the urban housewives, based on family cohesion and adaptability. Questionnaires were distributed to the 1,800 housewives residing in Seoul. The 1261 data obtained were analyzed by Frequency, Percentage, Mean and Multiple Regression. The major findings of this study were summarized as follows. (1) There were significant differences on the economic well-being of the urban housewives according to the social demographic variables, the objective variables, the perceptions of the subjective variables, the conjugal variables, the perceptions of the subjective economics well-being by the urban housewives were in the rank of the perceptions of the subjective(R²=.37), the objective variable(R²=.33) and the family cohesion and adaptability(R²=.28). Based on the above findings, this study concludes that the intermediary variables. such as family cohesion and adaptability are essential elements for comprehending the urban housewives’economic well-being. Accordingly in has been found that the value of family remains important factors to guide in despite the radical changes. If greater attentions should be directed to the social welfare, the quality of family life could be improved and stabilized.