This paper has presented three types of key recovery methods, which are known as key escrow, key encapsulation, and trusted third party scheme. we have analyzed the existing key recovery products, which have been developed by the advanced nations for electronic commerce and electronic government. we have also analyzed the key recovery policies proposed by the advanced nations, such as The United States of America, Great Britain, and Japan. In this paper, several key recovery policies are proposed for the e-commerce and e-government system. And we have proposed key recovery scheme for the e-commerce system utilizing the on-line secret sharing scheme based on the Internet and public bulletin board.