Up to recently building are constructed focusing on the convenience of residential condition. However, environmental-friendly materials is required for construction as people are spending more time inside buildings and causes of many problems like sick-building syndrome are known due to the noxious gases and polluted air originated from construction materials. Although loess(hwangtoh) is an environmental-friendly material, it has limitations in compressive strength far a construction material. The purpose of this study is to suggest the optimal ratio of loess(hwangtoh) mortar by tests of compressive strength comparing with standard strength of floor finishing mortar and evaluate the usability of loess(hwangtoh) mortar for floor finishing material through an impact test, a cracking test and a abrasion test. Based on the results of this study, 86% of loess(hwangtoh) and 14% of inorganic binder is suggested for the optimal mixture ratio of loess(hwangtoh) mortar. Moreover, the characteristics of loess(hwangtoh) is suitable for floor finishing material in impact, crack, abrasion.