Areal Reduction Factor(ARF) has been developed and used to convert point Rainfall intensity-Duration-Frequency(I-D-F) to areal I-D-F in many countries. In Korea, though ARF was estimated in Han river basin by several researchers, it has some limitations to apply to other regions due to low denisity of rainfall gauging station and shortage of data. In this study ARF has been developed in area of relatively high density of rainfall gauging station, i.e., Pyungchang river(Han river), Wi stream(Nakdong river), and Bochung stream(Guem river) basin by geographically fixed-area method. And coefficient of variation of mean annual precipitation was presented to use ARE in other areas and its applicability was analyzed.