In general, a three dimensional ground behaviour during tunneling is simulated by using two dimensional analysis programs in consideration of a certain ratio of stress or strain distribution to take into account the effect of construction stage by a tunnel face advance. A series of trree dimensional analyses was conducted to deduce a normalized displacement (surface or crown settlement) curve in longitudinal direction, of which curve is reflecting an effect of a tunnel advance under a various condition. And, by using try and error technique, two dimensional analyses were carried out to determine an optimum stress distribution ratio for a settiement curve coincided with the curve obtained by three dimensional analyses. Finally, monitored results from a subway tunnel were compared with two dimensional analysis results for varification of the deduced stress distribution ratio as well as the two dimensional analysis program employed in this study.