Unexceedingly rapid industrialization in Korea produced not only the improvement of living standards but many side effects including safety problems. This study, utilizing the survey data on 800 respondents on the quality of life and psycho-physical safety, reveals several findings as follows: 1) safety is one of the key dimensions of quality of life, 2) people usually take an equilibrium between risk and safety, although the equilibrium point differs by culture, social system, and other demographic traits, 3) accidents can be classified into three different types, demanding a different approach on the cause process, and solution in safety-related accidents. Major findings of this study implies that for the improvement of the quality of life, we should prescribe different policy measures according to the three different types of accidents.