Inspection becomes to be important in the safety of structure and economical viewpoint, because structural damage accompanies lots of economical cost and social problems. Especially ship structure is composed of a lot of members and it is impossible to inspect all members continuously. The purpose of this paper is to get optimal inspection plan containing inspection time and method. Crack is one of major modes on the structural failure and can lead to collapse of structure. In this paper, the deteriorating process, which contains inspection to detect the crack before the propagation to large crack, is idealized as Markov chain model. Genetic algorithm is also used to accomplish the optimization of inspection plan. Especially, the probabilistic characteristics of cracks are changed, because ship is operating in corrosive environments and the scantling of structural members is reduced due to corrosion. Non-stationary Markov chain model is used to represent the process of corrosion in structural members. In this paper, the characteristics of indivisual inspection plan are compared by numerical examples for the change of corrosion rate, the cost due to scheduled system down and target failure probability. From the numerical example, it can be seen that the improvement of fatigue life for the members with short fatigue life is the most effective way in order to reduce total maintenance cost.