Heat and moisture transfer associated with porous materials are investigated. The heat and moisture transfer in porous materials caused by the interaction of moisture gradient, temperature gradient, conduction, and evaporation are considered. The variations of temperature and moisture not only change the volume but also induce the hygro-thermal stress. The finite element formulation for solving the temperature and moisture transfer as well as the associated hygro-thermal stresses is developed. In order to verify the finite element formulation, the heat and moisture moving boundary problem in a half space and the hygro-thermo-mechanical problem in an infinite plate with a circular hole are analyzed. Temperature profile, moisture profile, and hygro-thermal stresses are compared with those of analytic solution and other investigator. Good agreements are examined