Multiconductor transmission line(MTL) equations are solved by FDTD(Finite-Difference Time-Domain) method to predict crosstalk and fields to transmission line coupling on lossy multiconductor transmission lines terminated in arbitrary linear loads. Skin effect losses as well as dc losses are included in the analysis. In order to increase computational efficiency, the convolution integral of internal impedance of conductors and the line currents is computed by using Prony method. For boundary conditions of MTLs terminated in linear loads, state-variable formulation is adopted. The simulated results by FDTD method are compared with the measured ones obtained by using TEM cell. The predictions are in good agreement with the measurements. In addition, it has been found that skin effect losses as well as dc losses of the conductors should be included for accurate predictions on relatively high loss transmission lines such as PCB. It has also been found that dc losses and skin-effect losses affect late-time responses and early-time responses, respectively.