In this paper, we propose a method that directly converts 3D CAD files for handheld phones designed by a commercial CAD S/W, PATRAN, to FDTD modeling with 1mm resolution. To qualify the accuracy of this method, we compared the calculation of radiation pattern using 3D transient far zone transformation with the measured results by gain comparison method in anechoic chamber and the difference is less than 0.5 dB. The calculation of magnetic field distributions on the front of handheld phones has been done to find a factor contributes to SAR. The result showed up the H-field in the width direction of the phone gives more dominant effect than the field in the length or inside to the front direction.