The purpose of this study was to investigate the levels of subjective cost-of-living and its determinants. 328 housewives who live in Seoul were selected as the sample of this study and surveyed by questionnaire method. Results showed that the mean value of subjective cost-of living was 1,280 thousand won for the poverty level of living 1,990 thousand won for the standard level of living and 3,020 thousand won for the sufficient level of living. The determinants of the level very with the level of the living however the actual level of consumption expenditures and the education level of respondents were positively related with all three levels of the subjective cost-of-living while the self evaluation for own life was negatively related with them