This study was carried out to investigate characteristics of water quality and THMs formation in lake-waters at kunsan. Of the parameters examined for water quality, pH, alkalinity, SO$_4$$^{-2}$ and Co- reflected the characteristics according to the origin, geography and water source of lakes while COD, SS, T-P, T-N and chlorophyll-a corelatively reflected well the influence of pollution factors around factors around lakes. The result of water quality analysis showed that most lakes in Kunsan area have the severe eutropnication problem, especially in summer. In lake-waters, THMFP overally continued to increase until 48 hour with the reaction time and THMs formation was largely achieved within 24 hour of the reaction time. The average formation ratio were 68.2% for CHCl$_3$, 23.6% for CHCl$_2$Br, 7.6% for CHClBr$_3$ and 0.6% for CHBr$_3$respectively and much difference depending on the reaction time was not shown. Overally, 96h-THEFP levels in lakes were high during June~September and showed higher tencency in lakes where could be regarded more contaminated on the whole. These results suggest that THMFP may be available for the management of lake-water quality as one if the useful parameters for the general evaluation of contamination. 96h-THEMFP failed to show the strong corelation individually with pH, TOC, COD and chlorphyll-a.