- 신용카드 사기 검출을 위한 신경망 분류기의 진화 학습
- ㆍ 저자명
- 박래정
- ㆍ 간행물명
- 퍼지 및 지능시스템학회 논문지
- ㆍ 권/호정보
- 2001년|11권 5호|pp.400-405 (6 pages)
- ㆍ 발행정보
- 한국지능시스템학회
- ㆍ 파일정보
- 정기간행물| PDF텍스트
- ㆍ 주제분야
- 기타
This paper addresses an effective approach of training neural networks classifiers for credit card fraud detection. The proposed approach uses evolutionary programming to trails the neural networks classifiers based on maximization of the detection rate of fraudulent usages on some ranges of the rejection rate, loot minimization of mean square error(MSE) that Is a common criterion for neural networks learning. This approach enables us to get classifier of satisfactory performance and to offer a directive method of handling various conditions and performance measures that are required for real fraud detection applications in the classifier training step. The experimental results on "real"credit card transaction data indicate that the proposed classifiers produces classifiers of high quality in terms of a relative profit as well as detection rate and efficiency.