In this paper, the small chip meander antenna for dual-frequency operation is presented. The proposed chip meander antennas was fabricated by the ceramic chip using LTCC-MLC process. It is a novel compact dual-frequency design using a meandered patch that achieves more degrees of freedom for adjusting dual-frequency operation and the size reduction with narrow frequency ratio. And it is proposed that the 3D structure for additional size reduction of the meander antenna. The size reduction of the 3D meander antenna is as large as 50 % as compared to the design for dual-frequency operation not using 3D structure. It is observed that the principle of dual-frequency operation through current distribution, return loss and radiation pattern.