Steering characteristics is an important factor in the evaluation of vehicle quality. To estimate steering characteristics in the vehicle conceptual design stage, vehicle dynamics simulation methods are very efficient. However, it is often difficult to simulate vehicle dynamics for the specific driving scenarios in open-loop driving environment. An efficient driver-in-the-loop vehicle model will be efficient for this job. A good tire model is also very important for the accurate vehicle dynamics simulation. In this research, a driver model is used to simulate vehicle steering dynamics for a 8-dof vehicle model with STI(Systems Technology, Inc.) tire model. For the demonstration of this model, a SUV(sports utility vehicle) and a sedan were simulated.