Fluid-elastic instability and turbulence excitation for an under developing steam generator are investigated numerically. The stability ratio and the amplitude of turbulence excitation are obtained by using the $PIAT^{(R)}$ (program for integrity assessment of steam generator tube) code from the information on the thermal-hydraulic data of the steam generator. The aspect ratio, the ratio between the height of U-tube from the upper most tube support Plate (h) and the width of two vertical portion of U-tube (w), is defined for geometric parameter study. Several aspect ratios with relocation of tube support plates are adopted to study the effects on the mode shapes and characteristics of flow-induced vibration. When the aspect ratio exceeds value of 1, most of the mode shapes at low frequency are generated at the top of U-tube. It makes very high value of the stability ratio and the amplitude of turbulent excitation as well. We can consider that the local mode shape at the upper side of U-tube will develop the wear phenomena between the tube and the anti-nitration bars such as vortical, horizontal, and diagonal strips. It turns out that the aspect ratio reveals very important parameter for the design stage of the steam generator. The appropriate value of the aspect ratio should be specified and applied.