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민간의료보험의 선택에 영향을 미치는 요인 : 민간의료보험 활성화에 대한 함의
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  • 민간의료보험의 선택에 영향을 미치는 요인 : 민간의료보험 활성화에 대한 함의
저자명
윤태호,황인경,손혜숙,고광욱,정백근,Yoon. Tae-Ho,Hwang. In-Kyung,Sohn. Hae-Sook,Koh. Kwang-Wook,Jeong. Baek-Geun
간행물명
보건행정학회지
권/호정보
2005년|15권 4호|pp.161-175 (15 pages)
발행정보
한국보건행정학회
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이 논문은 한국과학기술정보연구원과 논문 연계를 통해 무료로 제공되는 원문입니다.
서지반출

기타언어초록

Since the introduction of mandatory health insurance in In, the Korean national health insurance(KNHI) has grown rapidly. In 2004, about $96.9\%$ of the total population are covered by the KNHI and the remaining $3.1\%$ by the Medical Aid program. Despite national health insurance system in Korea, private health insurance market has grown rapidly. In 2004, the size of the private health insurance market was estimated at 6,568 billion won. The purpose of this study Is to identify the factors that determine the purchasing decisions of supplementary private health insurance under mandatory national health insurance system in Korea. The data from n04 Busan Health Survey were analysed for the Purpose. The variables in this study are demographic factors, health status and health behavioral factors, health care systemic factors, and socioeconomic factors. For statistical analyse, we used logistic regression. The Findings show that female, economically active age group(especially 35-49 years), persons with better health status or experience of health screening test are more likely to purchase private health insurance. And higher household income and expenditure, higher education level are more associated with the increased probabilities of private health insurance purchases. This results imply that the expanding of private health insurance market could widen the gap between the have and have-not in terms of equal health care accessibility.