The air-side particulate fouling in the heat exchangers of HVAC applications degrades the performances of cooling capacity, pressure drop across a heat exchanger, and indoor air quality. Indoor and outdoor air contaminants foul heat exchangers. An empirical modeling equation has been derived from the experimental results using accelerated tests and it showed good predictions of the fouling characteristics of the slitted finned tube heat exchangers. However the modeling equation predicts only the fouling characteristics of new heat exchangers and it can not predicts fouling characteristics obtained from actual field data which contains the effect of hydrophilicity deterioration. Therefore an modified modeling equation is proposed and it shows good predictions of the actual fouling characteristics of finned-tube heat exchangers.