Analyses of observational data and numerical simulations were performed to understand the mechanism of MCSs (Mesoscale Convective Systems) occurred on 13-14 July 2004 over Jindo area of the Korean Peninsula. Observations indicated that synoptic environment was favorable for the occurrence of heavy rainfall. This heavy rainfall appeared to have been enhanced by convergence around the Changma front and synoptic scale lifting. From the analyses of storm environment using Haenam upper-air observation data, it was confirmed that strong convective instability was present around the Jindo area. Instability indices such as K-index, SSI-index showed favorable condition for strong convection. In addition, warm advection in the lower troposphere and cold advection in the middle troposphere were detected from wind profiler data. The size of storm, that produced heavy rainfall over Jindo area, was smaller than $50{ imes}50km^2$ according to radar observation. The storm developed more than 10 km in height, but high reflectivity (rain rate 30 mm/hr) was limited under 6 km. It can be judged that convection cells, which form cloud clusters, occurred on the inflow area of the Changma front. In numerical simulation, high CAPE (Convective Available Potential Energy) was found in the southwest of the Korean Peninsula. However, heavy rainfall was restricted to the Jindo area with high CIN (Convective INhibition) and high CAPE. From the observations of vertical drop size distribution from MRR (Micro Rain Radar) and the analyses of numerically simulated hydrometeors such as graupel etc., it can be inferred that melted graupels enhanced collision and coalescence process of heavy precipitation systems.