The impact damage behavior of steel-strengthened concrete panels exposed to explosive loading is investigated. Since real explosion experiments require the vast costs to facilities as well as the blast and impact damage mechanisms are too complicated, numerical analysis has lately become a subject of special attention. However, for engineering problems involving blast wave and fragment impact, there is no single numerical method that is appropriate to the various problems. In order to evaluate the retrofit performance of a steel-strengthened concrete panel subject to blast wave and fragment impact loading, an explicit analysis program, AUTODYN is used in this work. The multi-solver coupling methods such as Euler-Lagrange and SPH-Lagrange coupling method in order to improve efficiency and accuracy of numerical analysis is implemented. The simplified and idealized two dimensional and axisymmetric models are used in order to obtain a reasonable computation running time. As a result of the analysis, concrete panels subject to either blast wave or fragment impact loading without the steel plate are shown the scabbing and perforation. The perforation can be prevented by concrete panels reinforced with steel plate. The numerical results show good agreement with the results of the experiments.