In this paper, an approximate formula for radiation efficiency of the plate surround by an infinite rigid baffle is studied. The plate is simply supported and one side is in contact with air, while other side with water. By assuming an infinite plate, the fluid loading effect is derived in terms of an effective mass. Based on the observation that the fluid loading effect decreases as frequency increases, the radiation efficiency formula at high frequency, which was originally derived for a plate vibrating in the air, is modified as the approximate formula for a submerged plate. The fluid loading effect is taken into account in the wavenumber of the plate. Comparisons of the approximate formula with the numerical results shows that they match well except the mid-frequency range in which numerical results show many oscillations. In numerically solving the fully coupled equations of motion, fourfold integrals of the impedance coefficients are reduced to single nonsingular integrals, which results in substantial reduction in computing time.