A fault detector was developed for heat exchangers of a hybrid heat pump (HP) for household. The proposed detector can be applied directly to raw operating data. It is to monitor a tracking error between a measured saturation temperature and its state observer. The observer was estimated from a state-space model simulating dynamics of a heat exchanger. The real hybrid HP was substituted with a dynamic simulator that implemented two-phased heat transfer and was validated by experimental data. And artificial fault data were generated using the simulator. Diagnosing the data showed the following. The residual calculated from the state observer error shows a relatively robust consistency with respect fouling level. The fault detector is practically useful because it detects a threshold fouling beyond which the performance starts to deteriorate significantly.