This paper will focus on improving the performance of orthogonal frequency division multiplexing (OFDM) in Rayleigh fading environments. The proposed technique will use a previously published method that has been shown to improve OFDM performance in independent fading, based on ordered sub-carrier selection. Then, a simple non-iterative method for finding the optimal bit-loading allocation was proposed. It was also based on ordered sub-carrier selection. We compared both of these algorithms to an optimal bit-loading solution to determine their effectiveness in a correlated fading environment. The correlated fading was simulated using the JTC channel models. Our intent was not to create an optimal solution, but to create a low complexity solution that can be used in a wireless environment in which the channel conditions change rapidly and that require a simple algorithm for fast bit loading.