This research is an exploratory study of comparing spending habits of working poor families and working non-poor families from 127 visually impaired wage worker families using the Fifth Panel Survey of Employment for the Disabled(2012, PSED). The major conclusions are as follows. The ratio of working poor families in visually impaired wage worker families was more than three times higher than the working poor families in overall disabled families. The higher the percentage of females, persons ages above 50, persons with educational degree below middle school, single families, and non-regular workers was, the higher was the chance of becoming working poor families. The conclusion on the spending habits revealed that the working poor families spent more than they earned, mostly in areas of groceries, housing, school, and health care. Also, the items concerning the spending habits that weighed against working poor families resulting in extreme polarization were cost of durable goods, cost of family events, cost of daily necessities and other taxes. The policy implications demand for the establishment of educational support system to raise the academic level along with aids such as educational vouchers and realization of social benefits suitable for visually impaired families. In terms of calculating minimum cost of living, spending articles and amount of expense right for visually impaired families’ consumption expenditures should be determined. Housing benefits for visually impaired families should incorporate an expansion of housing allowance in consideration of the number of disabled families. The current minimum housing standard in Korea is unsuitable for disabled families, therefore a new minimum housing standard for disabled families should be provided.