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대학생 학자금 지원 정책이 학업성취 및 직업선택에 미치는 영향 분석
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  • 대학생 학자금 지원 정책이 학업성취 및 직업선택에 미치는 영향 분석
  • The effect of financial aid policy for postsecondary education on academic performance and occupational choices
ㆍ 저자명
김정은, 김지하
ㆍ 간행물명
교육학연구KCI
ㆍ 권/호정보
2015년|53권 3호(통권167호)|pp.317-345 (29 pages)
ㆍ 발행정보
한국교육학회|한국
ㆍ 파일정보
정기간행물|KOR|
PDF텍스트(0.68MB)
ㆍ 주제분야
교육학
서지반출

국문초록

본 연구에서는 한국교육개발원의 한국교육종단조사 7~8차년도 자료를 활용하여 국가장학금 지원과 학자금 대출정책의 효과를 분석하고자 하였다. 정책효과로서 일반대학의 경우, 학업성취와 학습태도, 전문대학의 경우, 첫직장 기대소득과 취업선호직장 특성을 선정하였다. 독립변수로는 학자금 지원정책 을 1) 장학금+대출집단, 2) 장학금집단, 3) 대출집단, 4) 비수혜 집단으로 구분하였다. 분석방법으로는 중다회귀분석, 로짓분석, 다항로짓분석, 경향점수매칭 방법을 사용하였다. 주요 분석결과를 살펴보면, 먼저 일반대학의 경우, 장학금집단과 장학금+대출집단의 경우, 비수혜집단 및 대출집단에 비해 학업성 취도가 높고 학습태도가 적극적‧긍정적으로 나타났다. 전문대학 분석 결과, 학자금 지원 정책 유형에 따른 기대소득의 차이는 유의미하지 않았으나 취업선호 직장의 경우, 장학금+대출집단과 장학금집단 의 경우, 대출집단과 비수혜집단에 비해 정부 및 공공기관에 대한 취업의사가 통계적으로 유의미하게 높게 나타났다. 이러한 결과에 기초하여 학업성취도 향상을 위한 장학금의 등록금 충족률 제고, 장학금 수혜자 확 대를 위한 국가재정 확충, 대출의존도가 높은 학생 관리, 학자금 대출과 장학금을 결합한 재정지원 방 안 등을 제안하였다.

영문초록

This study examines the effect of policy and programs for college education, including national scholarships and student loans, using the 7th and 8th waves from the Korean Education Longitudinal Study administered by the Korean Educational Development Institute. To analyze the effect, educational attainment and learning attitudes were examined for students in 4-year universities, while income expectation for the first job and characteristics of preferred job were used for those who in 2-year colleges. With regard to independent variables, policy and programs to support financing college expenses were categorized into 4 groups; students having (a) both scholarship and student loans, (b) scholarship only, (c) student loans only, and (d) none of them. For the analysis, multivariate, logistic, multinomial logistic regressions, and propensity score matching were utilized. Results revealed that among the students enrolled in universities, ‘scholarship-only’ and ‘scholarship + loans’ groups showed better academic performance and positive learning attitudes compared to the ‘none’ and ‘loans-only’ groups. For students in colleges, no significant difference was found in the income expectation, while for the job preferences, ‘scholarship + loans’ and ‘scholarship-only’ groups showed higher interest in government/public institutions compared to ‘none’ and ‘loans-only’ groups. Based on the aforementioned findings, the authors discuss and suggest the followings: (a) providing more opportunities for scholarships to support the student’s college tuition, (b) finding various (internal/external) financial sources for universities/colleges, and (c) introducing a new type of financial aid, namely, scholarship and loans combined.

목차

Ⅰ. 서론
II. 이론적 배경
III. 연구 방법
IV. 연구 결과
V. 결론 및 논의

키워드

학자금 지원 정책장학금 지원학자금 대출경향점수매칭외부재원 확보financial aid for college educationscholarshipstudent loanspropensity score matchingexternal source for financial aid

참고문헌 (36건)

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